Chapter 13 Filing

Let Us Help You Through Chapter 13 Bankruptcy

Known as debt reorganization, Chapter 13 bankruptcy is a process of making debt easier to repay. You'll make more affordable payments to the bankruptcy court for 3 to 5 years. During this time, all legal action against you for financial matters is on hold.
At the end of the repayment period, most remaining unsecured debt is charged. Secured debt is often reaffirmed, meaning you agree to repay them as originally agreed.

Since 1985, our attorney has helped thousands of Chapter 7 and Chapter 13 cases from start to finish. Contact James Zerillo today.

Use Chapter 13 for Foreclosure

  • Automatic stay freezes foreclosure
  • You may work out loan modifications
  • Get caught up on past due payments
  • Protect your equity

Key Benefits of Chapter 13

  • Protect your assets
  • Repay some of your debts
  • Reaffirm secured loans
  • Discharge remaining debt
  • Get more affordable monthly payments

There's No Risk in Talking to Us

Come by to speak with our experienced attorney. Learn about your legal options. Let us help you with any form of bankruptcy, including Chapter 7. You'll find we're dedicated to our clients.
Call us now to schedule a FREE initial consultation.
"Very personable, empathetic, and responsive to all my questions and concerns." 

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